EBU Single Rulebook Q&A 27 September 2013 2013_288 Definition of retail deposits.

Can the EBA confirm that retail bonds (both retail and small business) can be treated as retail deposits? NA European Banking Federation Industry association As from 1 October 2015, a retail bond may be treated as a retail deposit provided the conditions of Article 28(6) of the Commission Delegated Regulation (EU) 2015/61 are respected, namely the bond is sold exclusively in the retail market and