EBU Single Rulebook Q&A 18 November 2014 2014_1626 Scope of deposit monopoly

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European Union · · · 13-03-2015

According to Article 9(1) of Directive 2013/36/EU (CRD), only credit institutions can carry on the business of taking deposits or other repayable funds from the "public". Will the operation of a group account arrangement within an industrial group - which, inter alia, requires a subsidiary to deposit funds with its parent company - breach the deposit monopoly in Article 9(1) of the CRD?

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