EBU Single Rulebook Q&A 5 March 2014 2014_897 Inflows - Monies due from non-financial customers

What should be considered as “contractual commitment to extend funding”, is it entire granted off-balance commitment for particular client (e.g. credit card limits) or amount which is contractually going to be transferred to this client over 30 day horizon? Should the cap be calculated on the net basis for all clients on the client-by-client basis?