EBU Single Rulebook Q&A 18 September 2015 2015_2305 Certificate of Deposits (CDs)

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European Union · · · 13-05-2016

How should we treat CDs (Certificate of Deposits) that we have issued? Could we treat them as deposit or should they be treated the same why as an issued senior bond? Some banks issue CDs for funding. When calculating LCR it is crucial to know how these are treated in the legal framework to know how much liquid assets are needed.

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