EBU Single Rulebook Q&A 6 September 2018 2018_4239 Applicability of exemption from strong customer authentication (SCA) under Article 17 for card payments

Is Article 17 of Regulation (EU) 2018/389 applicable for the payer’s Payment service provider (PSP) for card-based payments? This question relates to what we think is a mistake made by EBA in its opinion EBA-Op-2018-04, from which you could derive the conclusion that EBA thinks that exemption under Article 17 is not applicable for the payer’s PSP for card-based payments.