EBU Single Rulebook Q&A 21 February 2019 2019_4564 Exemptions from Strong Customer Authentication (SCA): credit transfers

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European Union · · · 19-06-2020

Can the exemption under Article 15 of the RTS on SCA be applied to credit transfers between a personal account and a business account held by the same person. Article 15 of the RTS allows for PSPs to apply an exemption from Strong Customer Authentication, "where the payer initiates a credit transfer in circumstances where the payer and payee are the same natural or legal person and both payment

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