EBU Single Rulebook Q&A 9 May 2019 2019_4702 Transaction risk analysis (TRA) exemption – Calculation of fraud rate – Impact of unauthorized transactions on issuers and acquirers

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European Union · · · 24-07-2020

In the case of card-based transactions, shall issuers include in their fraud rate calculation only the unauthorized transactions for which they apply strong customer authentication (SCA) or an exemption? Or, shall issuers also include unauthorised transactions for which the acquirer applies an exemption?

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