EBU Single Rulebook Q&A 18 June 2020 2020_5322 Other retail deposits subject to higher outflow rates: treatment of joint accounts

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European Union · · · 30-09-2022

According to Article 25(2) (a) of Delegated Act 2015/61 “Retail deposits with total deposits balance, including all the client’s deposit accounts at that credit institution or group, exceeding € 500.000” are subject to higher outflows. How should this threshold be tested in case of joint accounts?

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