European Commission 18 July 2011, 2011/442/EU: Commission Recommendation of 18 July 2011 on access to a basic payment account Text with EEA relevance

21.7.2011 EN Official Journal of the European Union L 190/87 COMMISSION RECOMMENDATION of 18 July 2011 on access to a basic payment account (Text with EEA relevance) (2011/442/EU) THE EUROPEAN COMMISSION, Having regard to the Treaty on the Functioning of the European Union, and in particular Article 292 thereof, Whereas: (1) Ensuring that consumers have access to payment services in the European