European Commission and Directorate-General for Financial Stability, Financial Services and Capital Markets Union 28 March 2018, Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Regulation (EC) No 924/2009 as regards certain charges on cross-border payments in the Union and currency conversion charges

EUROPEAN COMMISSION Brussels, 28.3.2018 COM(2018) 163 final 2018/0076(COD) Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Regulation (EC) No 924/2009 as regards certain charges on cross-border payments in the Union and currency conversion charges (Text with EEA relevance) {SWD(2018) 84 final} {SWD(2018) 85 final} EXPLANATORY MEMORANDUM 1.