European Central Bank 16 December 2025, Opinion of the European Central Bank of 16 December 2025 on digitalisation and modernisation of the financial sector (CON/2025/42)

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European Union · · · 16-12-2025

EN ECB-PUBLIC OPINION OF THE EUROPEAN CENTRAL BANK of 16 December 2025 on digitalisation and modernisation of the financial sector (CON/2025/42) Introduction and legal basis On 26 September 2025, the European Central Bank (ECB) received a request from the Banco de España, on behalf of the Spanish Ministry of Economy, Trade and Business, for an opinion on a draft law on the digitalisation and

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