Court of Justice (First Chamber) 18 February 2016, C-49/14 (Finanmadrid EFC SA v VA and Others.)

JUDGMENT OF THE COURT (First Chamber) 18 February 2016 ( *1 ) ( i ) (Reference for a preliminary ruling — Directive 93/13/EEC — Unfair terms — Order for payment procedure — Enforcement proceedings — Powers of the national court responsible for enforcement to raise of its own motion the fact that the unfair term is invalid — Principle of res judicata — Principle of effectiveness — Charter of