Court of Justice (First Chamber) 17 July 2014, C‑169/14 (Juan Carlos Sánchez Morcillo and María del Carmen Abril García v Banco Bilbao Vizcaya Argentaria SA.)

JUDGMENT OF THE COURT (First Chamber) 17 July 2014 ( *1 ) ‛Reference for a preliminary ruling — Directive 93/13/EEC — Article 7 — Charter of Fundamental Rights of the European Union — Article 47 — Consumer contracts — Mortgage loan agreement — Unfair terms — Mortgage enforcement proceedings — Right to an appeal’ In Case C‑169/14, REQUEST for a preliminary ruling under Article 267 TFEU from the