Court of Justice (Fourth Chamber) 21 January 2016, C-359/14 and C-475/14 ("ERGO Insurance" SE v "If P&C Insurance" AS and "Gjensidige Baltic" AAS v "PZU Lietuva" UAB DK.)

JUDGMENT OF THE COURT (Fourth Chamber) 21 January 2016 ( *1 ) ‛Reference for a preliminary ruling — Judicial cooperation in civil matters — Choice of applicable law — Regulation (EC) No 864/2007 and Regulation (EC) No 593/2008 — Directive 2009/103/EC — Accident caused by a tractor unit coupled with a trailer, each of the vehicles being insured by different insurers — Accident which occurred in a