Court of Justice 13 September 2018, C-70/17 and C-179/17 (Abanca Corporación Bancaria SA v Alberto García Salamanca Santos and Bankia SA v Alfonso Antonio Lau Mendoza and Verónica Yuliana Rodríguez Ramírez.)

OPINION OF ADVOCATE GENERAL SZPUNAR delivered on 13 September 2018 ( 1 ) Case C‑70/17 Abanca Corporación Bancaria SA v Alberto García Salamanca Santos (Request for a preliminary ruling from the Tribunal Supremo (Supreme Court, Spain)) (Reference for a preliminary ruling — Directive 93/13/EEC — Consumer protection — Unfair terms in consumer contracts — Accelerated repayment term in a mortgage loan