Court of Justice 2 March 2023, C-35/22 (CAJASUR Banco S.A. v JO and IM.)

OPINION OF ADVOCATE GENERAL COLLINS delivered on 2 March 2023 ( 1 ) Case C‑35/22 Cajasur Banco S. A. v JO, IM (Request for a preliminary ruling from the Audiencia Provincial de Málaga (Provincial Court, Malaga, Spain)) (Reference for a preliminary ruling – Directive 93/13/EEC – Unfair terms in consumer contracts – General conditions of a mortgage loan contract declared null and void by national