Court of Justice (Third Chamber) 17 October 2024, C-76/22 (QI v Santander Bank Polska S.A.)

JUDGMENT OF THE COURT (Third Chamber) 17 October 2024 ( *1 ) ( i ) (Reference for a preliminary ruling – Consumer protection – Directive 2014/17/EU – Credit agreements for consumers relating to residential immovable property – Article 25(1) – Early repayment – Consumer’s right to a reduction in the total cost of the credit – Article 4(13) – Concept of ‘total cost of the credit to the consumer’ –