Court of Justice (Ninth Chamber) 7 December 2023, C-140/22 (SM and Others v mBank S.A.)

JUDGMENT OF THE COURT (Ninth Chamber) 7 December 2023 ( *1 ) (Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Effects of a finding that a term is unfair – Mortgage loan agreement indexed to a foreign currency containing unfair terms concerning the exchange rate – Nullity of that contract – Claims