Court of Justice (Fifth Chamber) 11 July 2024, C-409/22 (UA v 'Eurobank Bulgaria' AD.)

JUDGMENT OF THE COURT (Fifth Chamber) 11 July 2024 ( *1 ) (Reference for a preliminary ruling – Free movement of capital – Payment services in the internal market – Directive 2007/64/EC – Concept of ‘payment instrument’ – Power of attorney of an agent acting on behalf of the account holder – Copy of the power of attorney with an ‘apostille’ certificate – Articles 54 and 59 – Consent to the