Court of Justice 8 November 2023, Case C-177/23, Investcapital: Order of the Court (Eighth Chamber) of 8 November 2023 (request for a preliminary ruling from the Tribunalul Specializat Mureş — Romania) — Investcapital Ltd v XF, KJ (Reference for a preliminary ruling — Article 99 of the Rules of Procedure of the Court of Justice — Questions the answer to which may be clearly deduced from the Court’s existing case-law — Directive 93/13/EEC — Consumer contracts — Scope — Article 1(2) — Exclusion of contractual terms which reflect mandatory statutory or regulatory provisions — Clause reflecting a national mandatory statutory provision conferring on a lender the right to assign claims arising from a loan agreement entered into with a consumer, without the consent of the latter)

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