Court of Justice 3 May 2024, C-348/23 (C-348/23, BNP Paribas Bank Polska: Order of the Court (Ninth Chamber) of 3 May 2024 (request for a preliminary ruling from the Sąd Okręgowy w Warszawie – Poland) – KCB, MB v BNP Paribas Bank Polska S.A. (Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court of Justice – Questions the answer to which may be clearly deduced from the Court’s existing case-law – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Mortgage credit agreement in foreign currency – Unfair terms concerning the currency conversion – Invalidity of the contract – Legal effects – Condition precedent – Declaration by the consumer))

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