Court of Justice 12 July 2024, Case C-423/24: Order of the President of the Court of 12 July 2024 (request for a preliminary ruling from the Juzgado de Primera Instancia no 1 de Fuenlabrada – Spain) – F.A.A. v Santander Consumer Finance, SA (Consumer protection – Unfair terms in consumer contracts – Directive 93/13/EEC – Effects of a declaration that a term is unfair – Revolving credit card contract – Directives 87/102/EEC and 2008/48/EC – Obligations of the trader – Assessment of the consumer’s creditworthiness – Failure to state the APR – Penalties)

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