Court of Justice (Ninth Chamber) 2 July 2026, C-261/25 and C-262/25 (Bank BPH S.A. and Raiffeisen Bank International AG v AS and Others.)

Provisional text JUDGMENT OF THE COURT (Ninth Chamber) 2 July 2026 (*) ( References for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Article 6(1) and Article 7(1) – Unfair terms in consumer contracts – Effects of a term being found to be unfair – Contract found to be null and void – Action for restitution brought by the seller or supplier – Limitation period for the seller