EFTA Court 23 May 2024, JUDGMENT OF THE COURT of 23 May 2024 in Joined Cases E-13/22 and E-1/23 – Birgir Þór Gylfason and Jórunn S. Gröndal v Landsbankinn hf. and Elva Dögg Sverrisdóttir and Ólafur Viggó Sigurðsson v Íslandsbanki hf. (Consumer protection – Directive 2014/17/EU – Variable interest rates – Mortgage loans – Transparency requirements – Directive 93/13/EEC – Directive 2008/48/EC – Unfair contract terms)

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