New York Supreme Court January 10, 1890 (Butler v. State Mutual Life Assurance Co.)

Barrett, J.

Andrew H. Adams applied to the defendant’s agent for insurance upon his life. In his application he answered the question, “For whose benefit is this insurance?” as follows: “Rev. Jeremiah Butler, of Fair-port, New York, in trust for Allie Lee Sperbeck. ” Miss Sperbeck was and still is an infant, not related to Adams. He described her in the application as “protégé.