Supreme Court of North Carolina December 19, 1900 (Hoffman v. Standard Life & Accident Co.)

MontgoMf.RY, J.

The defendant, in January, 1899, was engaged in the business of insuring railroad employes against accidents in their respective occupations, the risks and rates being classified according to the several occupations of the employes. The plaintiff, M. P. Hoffman, is the beneficiary in a policy or contract of that nature, issued by the defendant to C. J.