Court of Appeals for the Ninth Circuit May 3, 1909, No. 1,618 (Commercial Union Assur. Co. v. Pacific Union Club)

ROSS, Circuit Judge.

This was an action upon a policy of fire insurance issued by the plaintiff in error to the defendant in error insuring certain described property “against all direct loss or damage by fire except as” thereinafter otherwise provided; one of which subsequent provisions being that the company should not be liable “for Joss caused directly or indirectly by earthquake.