Court of Appeals of Georgia March 3, 1925, 16093 (Sovereign Camp Woodmen of the World v. Simmons)

Luke, J.

This is an action upon a certificate of insurance issued by the defendant, the Sovereign Camp of the Woodmen of the World, to Edgar J. Simmons, the husband of the plaintiff. The certificate contained the following stipulation: “If the member holding this certificate should die by his own hand or act, whether sane or insane, the certificate shall be null and void and of no effect.