Appellate Division of the Supreme Court of the State of New York March 15, 1935 (Germain v. Germain)

Action upon policy in Locomotive Engineers Mutual Life and Accident Insurance Association. The policy was payable to plaintiffs and defendants. Insured signed an application to change beneficiaries to his two sons, the plaintiffs herein, which application contained the signature of a witness. A new certificate was issued naming plaintiffs as beneficiaries.