Court of Appeals of Maryland October 15, 1963, [No. 28, September Term, 1963.] (Melvin v. American Automobile Insurance)

Henderson, J.,

delivered the opinion of the Court.

State Farm Mutual Automobile Insurance Company (State Farm), issued an automobiL liability insurance policy to Ed

*477

win W. Melvin, with an endorsement known to the trade as “JR-11” covering his son, Alan W. Melvin. The policy contained a “use of other cars” clause, as well as “excess coverage” clause.