Court of Appeals for the Seventh Circuit October 24, 1973, 72-1617 (Elmo J. Gilbert, on Behalf of Himself and All Others Similarly Situated v. Wood Acceptance Co.)

PELL, Circuit Judge.

This appeal concerns the interpretation of the Truth-in-Lending Act (Title I of the Consumer Credit Protection Act, 15 U.S.C. § 1601 et seq.), as implemented by Federal Reserve Board Regulation Z, 12 C.F.R. § 226. Appellant Gilbert, who signed a retail installment contract for the purchase of a used automobile from Southland Motors, Inc.