Court of Appeals for the Fifth Circuit January 23, 1980, 77-1863 (Farmer Frank Tappin, Jr. And Laura Tappin Brinkley, Cross-Appellants v. Bastrop Loan Co., Inc., Cross-Appellees)

JAMES C. HILL, Circuit Judge:

This case arises under the Truth-in-Lending Act, 15 U.S.C.A. §§ 1601-1693r, and the regulations promulgated thereunder by the Federal Reserve Board.

Some time in the summer of 1973, Farmer Frank Tappin went to Bastrop Auto Sales, Inc. to buy an automobile. After settling on a used Oldsmobile, Farmer Frank and his brother Ollie C.