District Court, D. Idaho February 11, 1981, Civ. 79-1104 (Martinez v. Idaho First National Bank)

MEMORANDUM DECISION

CALLISTER, District Judge.

I. INTRODUCTION

This action arises out of a consumer credit transaction. On May 23, 1978, plaintiffs Martinez entered into a credit transaction with defendant Idaho First National Bank in order to refinance a 1973 Datsun which plaintiffs were buying from West Park Toyota in Ontario, Oregon.