Court of Appeals for the Ninth Circuit December 8, 1981, 79-3481 (John F. Nalore and Norma L. Nalore v. San Diego Federal Savings and Loan Association)

EUGENE A. WRIGHT, Circuit Judge:

The Nalores purchased property in 1976, subject to San Diego Federal Savings and Loan Association’s loan to the previous owners. The loan, negotiated in 1973 at 8% interest, was secured by a promissory note and trust deed with a due-on-sale clause.

In 1977 San Diego Federal demanded an increase in the interest rate and a transfer fee.