Court of Appeals of Texas March 26, 1981, No. 17902 (McManus v. Fidelity & Guaranty Insurance Underwriters, Inc.)

SMITH, Justice.

This is a declaratory judgment suit seeking a construction of the Texas Homeowner’s Policy to determine the duty of an insurer to defend its insured in a suit alleging negligent entrustment. The trial court held that the insurer had no duty to defend the insured. The following facts gave rise to this suit.

James Richard McManus’ father, Harold McManus, owned a trail bike.