Appellate Court of Illinois October 24, 1983, 4-82-0593 (Hildebrand v. FRANKLIN LIFE INSUR. CO.)

JUSTICE MILLER

delivered the opinion of the court:

The plaintiffs son, Stephen Hildebrand, applied for a policy of life insurance with the defendant, gave the defendant’s agent a check for the first month’s premium, and received a conditional premium receipt in return; he died while his application was on its way to the defendant’s home office.