Court of Appeals of North Carolina February 3, 1987, 8618SC682 (Coleman v. Interstate Casualty Insurance Co.)

GREENE, Judge.

Plaintiff sought to secure automobile liability insurance by paying only $108.00 of a $300.00 premium. The defendant insurance company demanded the additional premium payment of $192.00. When the insurance company did not receive the additional premium, it mailed to plaintiff a form styled “Notice of Cancellation or Refusal to Renew” on 7 January 1985.