Court of Appeals of Georgia May 14, 1990, A90A0438, A90A0439 (Universal Security Insurance v. Lowery)

Sognier, Judge.

William and Alice Lowery brought suit against Forsyth Milk Hauling Company (Forsyth) to recover damages incurred when their automobile was struck by a truck owned by Forsyth and driven by its employee, Carl Buddy Stafford. Forsyth’s insurance carrier, Universal Security Insurance Company (Universal), then sought a declaratory judgment to determine its liability.