Court of Appeals for the Eleventh Circuit January 11, 1990, 87-7699 (State Farm Fire and Casualty Company, Cross-Appellant v. George Balmer and Margaret Balmer, Cross-Appellees)

VANCE, Circuit Judge:

George and Margaret Balmer appeal from the grant of judgment notwithstanding the verdict in favor of State Farm Fire and Casualty Company, (“State Farm”), on the Balmers’ bad faith failure to pay claim. For the reasons stated below, we affirm.

I.

On Sunday, April 13, 1986, a fire demolished the farm house of George and Margaret Balmer located near China Grove, Alabama.