Supreme Court of Alabama April 6, 1990, 88-1597 (Coates v. Universal Underwriters Insurance Co.)

KENNEDY, Justice.

The plaintiffs, Mary Jo Coates and her daughter Meredith Coates, appeal from a judgment entered in a declaratory judgment action (CV-85-1022) that determined that the Coateses were not entitled to recover from Universal Underwriters Insurance Company (“Universal”) the amount of the jury verdicts that were returned in an automobile accident case (CV-85-835) against Universal’s