Court of Appeals for the Fourth Circuit October 13, 1994, 92-1519 (In Re David Strumpf, Debtor. Citizens Bank of Maryland v. David Strumpf)

Judge WIDENER wrote the opinion, in which Judge DONALD RUSSELL and Senior Judge CHAPMAN concur.

OPINION

WIDENER, Circuit Judge:

This case presents an issue of first impression on the same facts in the courts of appeal, although the Third and Eighth Circuits have considered similar fact situations, as have we. It is whether a bank violates the automatic stay of 11 U.S.C.