Supreme Court of Georgia October 16, 1995, S95A0897 (Barclay v. First Nat. Bank of Polk County)

Benham, Chief Justice.

In September 1992, Peggy Ruth Barclay co-signed a note with one of her daughters to First National Bank of Polk County (hereinafter “First National”). She had previously submitted to the bank as part of the loan application process a financial statement showing a net worth well in excess of the amount of the loan.