Supreme Court of Missouri January 24, 1995, 76975 (Hecker v. Missouri Property Insurance Placement Facility)

LIMBAUGH, Justice.

These consolidated appeals concern the issuance of property insurance by the Missouri Property Insurance Placement Facility (the Facility). In the

Hecker

ease, the trial court held that a one-year Facility policy automatically renewed and therefore covered J.E. and Jane Heckers’ (the Heckers) cabin when destroyed by a fire that occurred after the expiration of the one-year term.