Court of Appeals for the Ninth Circuit November 5, 1996, No. 94-16548 (Forsyth v. Humana, Inc.)

lead-opinion

Opinion by Judge D. THOMPSON; Partial concurrence and Partial dissent by Judge WALLACE.

DAVID R. THOMPSON, Circuit Judge:

There are two groups of plaintiffs in this case: (1) the employer purchasers of group health insurance policies issued by Humana Health Insurance of Nevada (Premium Pay-ors); and (2) the employee beneficiaries of those policies who made coinsurance payments for