United States Bankruptcy Appellate Panel for the Eighth Circuit October 8, 1997, BAP 97-6006SI to 97-6008SI (Greenwood Trust Co. v. Smith)

SCHERMER, Bankruptcy Judge.

Greenwood Trust Company and Discover Card Services, Inc. (collectively, “Greenwood”) appeal from the decision of the United States Bankruptcy Court for the Southern District of Iowa

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which held that Greenwood’s practice of sending debtors an informational copy of a proposal to reaffirm violated Iowa’s Consumer Credit Code § 537.7103(5)(e).