United States Bankruptcy Court, M.D. Florida July 14, 1997, Bankruptcy No. 96-4739-BKC-3P7, Adversary No. 96-587 (At & T Universal Card Services Corp. v. Harris (In Re Harris))

FINDINGS OF FACT AND CONCLUSIONS OF LAW

GEORGE L. PROCTOR, Bankruptcy Judge.

This proceeding came before the Court on a complaint to determine dischargeability of debt pursuant to 11 U.S.C. § 523(a)(2). After a trial on July 9, 1997, the Court enters the following findings of fact and conclusions of law:

FINDINGS OF FACT

1. Defendant is 34 years old and has a college education.