Court of Appeals for the Fourth Circuit March 31, 1997, 95-2934, 95-2977 (Johnnie A. Canady Nancy Canady v. Crestar Mortgage Corporation, Johnnie A. Canady Nancy Canady v. Crestar Mortgage Corporation)

Affirmed in part and reversed and remanded in part by published opinion. Judge MURNAGHAN wrote the opinion, in which Judge NIEMEYER and Judge MOTZ joined.

OPINION

MURNAGHAN, Circuit Judge.

Plaintiffs-Appellees Johnnie and Nancy Canady (the “Canadys”) held a third-priority deed of trust on a parcel of real estate.