Appellate Division of the Supreme Court of the State of New York November 13, 1998, Appeal No. 1 (Brown v. Keefe)

—Judgment unanimously affirmed without costs. Memorandum: Plaintiffs were seriously injured while passengers in a vehicle driven by defendant Michael T. Keefe. At the time of the accident, Michael Keefe lived at home with his mother, de*972fendant Michelle Keefe, who had an automobile insurance policy with defendant Metropolitan Property & Casualty Insurance Company (Metropolitan).