New Jersey Superior Court Appellate Division April 6, 1998 (Victory Peach Group, Inc. v. Greater New York Mutual Insurance)

The opinion of the court was delivered by

CONLEY, J.A.D.

In 1991, plaintiff insured, Victory Peach Group, Inc. (Victory Peach), owned and operated a motor inn in Springfield. On November 10,1991, the property was insured by defendant Greater New York Mutual Insurance Company (Greater New York) under a commercial property insurance policy entitled “ProtectoGuard Policy.