United States Bankruptcy Court, N.D. Ohio June 28, 1999, 19-40168 (At & T Universal Bank v. Pennell (In Re Pennell))

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MEMORANDUM OPINION AND DECISION

RICHARD L. SPEER, Chief Judge.

This cause comes before the Court after a Trial on the Plaintiffs Complaint to Determine Dischargeability of Debt. This Court has reviewed the arguments of counsel, exhibits, and the entire record of the case.